We have a commitment to be totally transparent when it comes to all our charges. We also like to keep things simple. We will undertake an initial meeting with you at our expense. Once we have gathered sufficient information about your future goals and current circumstances, we will be able to assess how we can help you – at this point we will disclose all expected charges and fees associated with our recommendations – we promise never to undertake any work for you without first agreeing our fees with you.
Yes. We can review your existing investments and see if they are still suitable for you. Typical investments we review include ISA, Unit Trusts, Pensions and Investment Bonds. Once we understand your personal circumstances and objectives, we’ll assess your risk profile and design a portfolio that can meet your objectives. Once we’ve done all the analysis, we will present this to you in a report, showing you exactly what you have and any recommendations to get your investments working more efficiently for you.
We adopt a methodical investment strategy that is cost effective, academically proven and fully transparent. At the heart of our approach is a risk profiling assessment to ensure you take on just the right amount of risk with each of your investments. We also look carefully at your aims and objectives for each investment to ensure you meet your targets.
Every solution is carefully researched and reviewed regularly. We carefully combine a variety of different asset classes to provide returns and reduce some of the volatility. We then regularly monitor your portfolio to ensure it delivers what you need and rebalance your assets to make sure the portfolio remains in great shape.
Yes. With any investment, you are completely free to start, stop, increase or reduce your regular contributions at any time. Just let us know what you want to do, and we’ll make it happen. You might want to talk through your options with one of our financial planners before deciding on changing your investment contributions to make sure you make the best decision for your current circumstances.
If you are making a single investment, the minimum amount is usually £10,000. We can often invest smaller amounts so please contact us if you think your investment may be below this level. If you would like to make a regular investment (annually, monthly, quarterly, etc.) this can be as low as £50 per month, depending on the type of investment.
We can manage any type of investment. If you have an existing plan that you wish to keep, or we advise it is not in your best interest to transfer (if there are big exit penalties on your current investment for example), we can still manage your current investments. We will come up with an investment strategy and provide ongoing advice and reviews in the same way as we do with our model portfolios.
Absolutely. We wouldn’t dream of investing our money in another other way than we recommend for our clients. We have complete confidence in our investment philosophy and know that our process will deliver exceptional long-term returns. The vast majority of the staff at Johnston Campbell have their pensions and other investments invested in the same portfolios we offer to our clients.
You are of course free to manage your own investment if you wish. Some of our clients have a great knowledge of investing and are confident to manage their own money. We may help them with financial planning, but they choose to invest their money themselves. However, for most of our clients, they see the value in our investment management services and they know that they will be getting an investment portfolio that has been expertly crafted and is tailored to their specific needs. The investment team is able to dedicate their time to research funds and wider investment strategies to make sure our investment recommendations deliver the results you need, long term.
Yes, most investments are protected by the Financial Service Protection Scheme (FSCS). The FSCS acts as a safety net for clients of financial services providers. For investments, such as pensions, the maximum compensation is 90% of the claim with no upper limit. For more information see the FSCS website.
Scott works as a paraplanner and he has been with us for the last 3 years when he came to us on placement from Queen’s university while he studied for a degree in Finance.. More recently he has completed my Level 4 Diploma in Regulated Financial Planning and got married, so things have been extremely … Continued