Everyone needs to plan for retirement. The earlier you start planning for retirement, the greater your accumulation of funds will be in order to provide you with the level of income you require to have a comfortable and enjoyable retirement.
There are two types of Personal Pensions – a Stakeholder Pension and Self Invested Personal Pension (SIPP). You may be an individual who wishes to arrange your pension privately or perhaps an employee who wishes to supplement a corporate pension provided by an employer – either way; personal pensions are a good way of planning for your retirement in a tax efficient way.
Following A-Day in April 2006 many changes have been made to Pensions Legislation in the UK, which has added further complexity to an already complex area.
At Johnston Campbell Limited we have a specialist Pensions team in place, who will take your personalcircumstances into consideration and assist you in selecting a pension which is best suited to meet your future needs.