Retirement Solutions

At Johnston Campbell we view retirement planning as a key part of a client’s strategy throughout their lifetime, more importantly it involves planning beyond just pensions. With the ongoing taxation and legislative changes that affect this aspect of planning, we took a decision a number of years ago to appoint in-house specialists whose sole responsibility are to provide advice in this area.

The range of specialist areas that we provide advice upon has expanded and adapted to meet the changing circumstances and has also allowed a far more effective tailoring of solutions to meet each client's ultimate financial needs and objectives.

This approach has also enabled many highly technical areas of pension planning to become truly client focused and allowed us to make retirement planning a more meaningful experience for our clients. Our specialisation in this field allows us to identify the threats and opportunities that legislative changes may represent and to ensure that our clients’ retirement plans can adapt to, and potentially assist in, the short and medium term planning strategy.

The range of retirement-related services that we provide is too wide to list in full but may include specific areas for a business such as:

• Tax efficient extraction of profit from your business
• Options for the purchase of commercial premises using a SSAS or SIPP
• Remuneration strategies for individuals

Or it may be in more personal areas such as:

• Review and assessment of current retirement plans
• When and how to start to draw an income from accumulated wealth
• Assessing the best strategy for retirement